Choose The Product Your Interested In

Auto

• Bodily Injury Liability
  Covers you if you injure someone while operating your car
• Personal Injury Protection Insurance (PIP)
  Coverage that pays for medical expenses of the driver and passengers in your car regardless of who is at fault for the accident.
• Property Damage Liability
  Covers you if your car damages someone’s property, and it also pays for your cost for legal expenses if you are sued as a result of these damages.
• Comprehensive Physical Damage Insurance
  Covers your car if its damaged by something such as: Fire, Theft, Vandalism, Collision with an animal, and many other covered incidents. Does not cover you if your car hits an object.
• Collision Insurance
  Covers your car when your car hits, or is hit by another object.
• Uninsured Motorist Protection
  3 different types:

• Uninsured Motorist Bodily Insurance (UMBI)
  Covers you and your passengers’ injuries such as medical expenses, in an accident caused by a driver with no insurance, and/or a hit-and-run driver.
• Uninsured Motorist Property Damage Insurance (UMPD)
  Covers your vehicle in an accident caused by a driver with no insurance, and/or a hit-and-run driver.
• Underinsured Motorist Insurance (UIM)
  Covers your vehicle if it is damaged from an accident by another driver that doesn’t have enough insurance coverage on their policy to cover the damage to your vehicle. This coverage on your policy will cover the remaining difference for any damages to be repaired or replaced on your car.
• SR-22
  No License? Not a Problem. We can take care of you with coverage at an affordable price. This type of insurance will certify that you have the minimum liability insurance as required by law. We also automatically notify the Texas Department of Public Safety (DPS) when an SR-22 is cancelled, terminated or lapses.
• Towing and Roadside Assistance Insurance
  Coverage that’s pretty cheap when added to a to a full coverage policy. Why take the chance on having to walk when you can pay as low as $8 a month.
• Rental Car Reimbursement
  Coverage that pays you back for expenses of a rental car if you can’t drive your car due to being in an accident and your car is in the repair shop.

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Recreational

We offer many coverages on all your prized possessions. Coverages include:

• Motorcycle
• Snow Mobile
• Motorhome/Trailer/RV
• ATV
• Golf Cart
• Watercraft
  Boat insurance covers many kinds of boats, so even if you’re looking for specific coverage—like personal watercraft insurance, jet boat insurance, sailboat insurance, fishing boat insurance, or house boat insurance—a boat insurance policy is what you need.

Homeowners

• Dwelling Coverage
  Coverage that provides the cost to repair or rebuild your home. We offer Cash Value or Replacement Costs.
• Other Structures Coverage
  Covers damages to detached structures from your house like garages, fence, sheds and cottages on your property.
• Personal Property Coverage
  Coverage that helps to insure personal items in your home that may be damaged or destroyed by a covered cause of loss, which could include your most prized possessions such as furniture, clothes, sporting goods and electronics.
• Liability Insurance
  Covers your assets and legal costs in the event someone sues you because you or your family members are responsible for causing injuries or damage to other people or their property. Don’t take the chance of someone falling in your house and getting sued.
• Loss of Use Coverage
  Covers additional housing and living expenses if you must move out of your home temporarily while it’s being repaired or rebuilt.

RENTERS
Renters insurance is a way to keep out-of-pocket costs low. It puts you in control if your things get damaged or stolen, water leaks into your apartment, or someone gets hurts and you’re responsible. As little as $6 a month for qualified customers.

CONDO
Many owners believe that their Condo Association provides all the insurance coverage they need. In fact, you may need your own policy to cover improvements you’ve made to your unit as well as personal belongings, not to mention liability coverage. We can become your trusted adviser by making sure that you are fully protected.

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Commercial

If you run a business or commercial operation, you are going to need some type(s) of commercial insurance, whether for your vehicles, place of business and more. Whether you need commercial auto or general liability needs, we can help.

• General Liability
  All small businesses, old and new, need general liability insurance. It’s basic liability protection that guards against things like accidents, injuries, property damage and lawsuits. Coverage includes:

• Property Damage
  Damage to property that you are legally liable for (including rented property)
• Bodily Injury
  Injuries to persons for which you are legally liable.
• Medical Payments
  Bodily injury that occurs during the course of your business operations.
• Defense Costs
  Suits against your company regardless of fault.
• Personal & Advertising Injury
  Claims of slander and libel that are not part of your professional services.
• Commercial Auto Insurance
  If you use vehicles for work, you’ll need commercial auto insurance to be fully covered. Personal policies don’t usually cover work related incidents.
• Builder’s Risk
  Coverage that protects a person’s or organization’s insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause.
• Dwelling Lessors Risk Liability
  Also, known as Landlord’s Insurance, is a specific type of property and liability coverage for individuals who lease at least 25 percent of their building. LRO is common among owners of apartment buildings, warehouses, retail buildings and commercial office space, and it may be required in your area.

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TAKE ADVANTAGE OF OUR EXTRA DISCOUNTS WHEN YOU INSURE MORE THAN ONE OF YOUR PRIZED POSSESSIONS WITH US.