Commercial:

If you run a business or commercial operation, you are going to need some type(s) of commercial insurance, whether for your vehicles, place of business and more. Whether you need commercial auto or general liability needs, we can help.

Commercial Auto Insurance: If you use vehicles for work, you’ll need commercial auto insurance to be fully covered. Personal policies don’t usually cover work related incidents.

Builder’s Risk: Coverage that protects a person’s or organization’s insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause.

Dwelling Lessors Risk Liability: Also, known as Landlord’s Insurance, is a specific type of property and liability coverage for individuals who lease at least 25 percent of their building. LRO is common among owners of apartment buildings, warehouses, retail buildings and commercial office space, and it may be required in your area.

• Property Damage: Damage to property that you are legally liable for (including rented property)
• Bodily Injury: Injuries to persons for which you are legally liable.
• Medical Payments: Bodily injury that occurs during the course of your business operations.
• Defense Costs: Suits against your company regardless of fault.
• Personal & Advertising Injury: Claims of slander and libel that are not part of your professional services.